Stop Credit Discrimination in Employment Act petition
The use of credit reports in hiring decisions is rapidly becoming a common occurrence, with over 60% of employers nationwide using the credit histories to evaluate job applicants. This form of subtle employment discrimination should not be allowed in New York City.
Employers should not use credit history to discriminate against job applicants.
Many New Yorkers have poor credit through no fault of their own - because of medical emergencies, loss of a spouse, identity theft, or student loans. Credit reports also do not reflect a person's job performance and often have errors.
This practice denies potentially-qualified New Yorkers much needed jobs, and also creates a cruel Catch-22: individuals are falling behind on bills due to unemployment and yet they are unable to find a job because of their poor credit.
I support the Stop Credit Discrimination in Employment Act.
I received a letter that the job offer was rescinded due to a poor credit history. I had five items on it, with my mortgage being the only line of credit and a paid off auto loan along with a few medical bills. I have no, NO, credit cards personal loans or other negative utilities on my credit. I don’t have savings as it was emptied during the second layoff of over a year in 2010.
How is someone who is generally responsible with their credit when they are employed expected to explain to employers that the lateness on their mortgage is due to the fact they also have to pay for electric, food, water, personal hygiene, and other essential items on an income of $0.00 a week?!?!?!?!?
Had I been offered a job I wouldn’t be standing on street corners begging for money and donations.